If you are using a Float Charge card product, you can continue to load funds on top of your charge card limit to maximize your spending power.
For example, the customer below has a $250,000 credit limit with $208,002.53 remaining in their spending power. They have a pending top-up of $40,231.29 which then increases their available spending power to $248,233.82 once the top-up clears ($208,002.53+$40,231.29).
How to overfund your Charge Card?
Overfunding allows you to add funds in addition to your credit limit to increase your overall spending power. In order to overfund your Float balance, all you have to do is initiate a top-up on top of your existing charge card limit. You can do that by pressing the "Transfer Funds" button in the top right of your funding page
How to reflect the overfunding in your accounting software?
If you set up your accounting software for the charge card, your Float clearing account in your accounting software should appear as a "Credit Card".
In order to correctly record your additional prepaid balance in Float (overfunded amount), you have to record the bank transfer to Float in your Bank Feed as a transfer to the "Credit Card" clearing account that you created for Float Charge Card.
Note: since you are overfunding the Float account in your accounting software, your Clearing account balance may appear negative for a short period of time. That's expected and once transactions are exported from Float and are added against your creating balance, the negative balance will disappear.